Paycheck Stubs:  These should be typed or computer generated, and must include your name or social security number, year-to-date earnings, and the employer's name.  Bring the two most current pay stubs per person applying.

W-2 forms:  These must be included for all employers for the last two years.  They should also be legible copies.

Signed Federal Tax Returns:  These must be for the last two years, complete with supporting documents.

Retirement, Social Security, Child Support:  Copies of award letters, checks, divorce decrees, court support ledgers are acceptable proof of income.

Bank Statement:  Past two months original statements form each bank where you have an account.

Stocks and Bonds:  Proof of ownership and value.

List of all Creditors:  Addresses, account numbers, monthly payments and balances owing.

Verification of Mortgage:  Canceled checks for the last twelve months, or last year-end account statements plus canceled checks for elapsed months since statement was issued.

Certificate of Eligibility or DD2214:  For VA loans only.

Fees:  A personal check to cover the cost of your appraisal and credit report.  Ask your Loan Originator for an estimate.

Purchase Agreement:  You will need a legible signed copy, along with a copy of the earnest money check, once you have made a home purchase.